No Deposit Finance

*Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate applicable at the time, which is currently 25.99% p.a, and is subject to change. Monthly repayments are required and calculated at 3% of the outstanding balance or $20, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Minimum purchase $500 for 6 and 12 month offers. Minimum purchase $2000 for 18 and 24 month offers. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595.

How does interest free* work?

Interest-free* means you will not pay any interest on the promotional purchase you made with Stratco during the promotional period. You will be required to pay the minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card will incur interest charges. Upon expiry of your interest free* period, any remaining balance will revert back to the cash advance rate of 25.99% p.a.

What is the minimum monthly repayment I will have to make?

Unless your payments are deferred, the minimum monthly repayment is the higher of $20 or 3.% of the outstanding balance at the time your credit card statement is issued. You must pay at least the minimum repayment set out in each statement on or before the due date. The is the date HSBC should receive your payment. You should allow sufficient time for payments to be received and processed by us before the due date.

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*Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate applicable at the time, which is currently 25.99% p.a, and is subject to change. Monthly repayments are required and calculated at 3% of the outstanding balance or $20, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Minimum purchase $500 for 6 and 12 month offers. Minimum purchase $2000 for 18 and 24 month offers. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595.

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QBCC: 655476
NSW License No: 302488C